Fiserv, Inc. Form 8-K Summary
Business Context and Reporting Period
This Current Report on Form 8-K was filed by Fiserv, Inc. on June 23, 2026. The filing reports the closing of a public offering of senior notes denominated in Euros. The company is incorporated in Wisconsin and its common stock trades on The NASDAQ Stock Market LLC under the symbol FISV.
Key Financial Metrics and Transaction Details
The filing details the issuance of two series of senior notes with a combined aggregate principal amount of €1,000,000,000 (€500 million per series). The filing does not provide specific revenue, profit, cash flow, or margin data for the reporting period, as this is a transaction-specific report rather than a periodic financial statement.
- 2030 Notes: €500,000,000 principal; 3.750% annual interest; matures October 15, 2030.
- 2034 Notes: €500,000,000 principal; 4.250% annual interest; matures June 23, 2034.
- Interest Payment Dates: 2030 Notes payable annually on October 15 (starting 2026); 2034 Notes payable annually on June 23 (starting 2027).
- Trustee: U.S. Bank Trust Company, National Association.
- Paying Agent: U.S. Bank Europe DAC, UK Branch.
Material Changes and Terms
The primary material change is the creation of a direct financial obligation through the new debt issuance. Key terms include:
- Optional Redemption: Prior to the "par call date" (September 15, 2030 for 2030 Notes; April 23, 2034 for 2034 Notes), the Company may redeem notes at a price equal to the greater of 100% of principal or the present value of remaining payments discounted at the comparable government bond rate plus a spread (20 bps for 2030 Notes; 25 bps for 2034 Notes). On or after the par call date, notes may be redeemed at 100% of principal plus accrued interest.
- Change of Control: The Company is required to offer to repurchase the notes at 101% of the aggregate principal amount plus accrued interest upon a change of control triggering event.
- Events of Default: Customary events of default apply. If an event of default occurs, the Trustee or holders of at least 25% of the principal amount may declare the notes due and payable immediately.
Guidance, Outlook, and Risks
The filing does not contain management commentary, financial guidance, or an outlook for future periods. The primary risks associated with this transaction are standard debt covenants and the obligation to service the new debt. The notes are registered under a Form S-3 Registration Statement (No. 333-277241) originally filed in February 2024 and amended in April 2025.
Investor Verification Checklist
- Verify the exchange rate impact of the €1 billion principal amount on the company's total debt load in USD.
- Review the Thirty-Ninth and Fortieth Supplemental Indentures (Exhibits 4.1 and 4.2) for specific covenants and restrictions.
- Confirm the use of proceeds for the offering, which is not explicitly detailed in this summary text.
- Monitor the company's liquidity position to ensure coverage of the new annual interest obligations (€18.75 million for 2030 Notes and €21.25 million for 2034 Notes).