Value2021202220232024TTMSelling/general/admin expenses154.45 M211.15 M207.27 M213.5 M227.76 MResearch & development79.36 M121.58 M117.31 M129.42 M129.68 MOperating income71.36 M94.01 M39.51 M18.13 M28.26 MNon-Operating Income, Total3.47 M3.16 M4.92 M22.69 M53.79 MInterest expense, net of interest capitalized1.51 M2.81 M4.13 M8.76 M17.03 MNon-Operating Income, excl. Interest Expenses680 K-1 M-68 K3.5 M10.65 MUnusual income/expense1.28 M1.36 M856 K10.43 M26.11 MPretax income73.95 M97.77 M41.94 M35.56 M80.09 MEquity in earnings—————Taxes23.83 M4.07 M1.59 M2.51 M1.63 MNon-controlling/minority interest1.57 M1.12 M1.11 M472 K246 KAfter tax other income/expense—————Net income before discontinued operations49.45 M102.72 M42.35 M37.88 M45.97 MDiscontinued operations—————Net income49.45 M102.72 M42.35 M37.88 M45.97 MDilution adjustment—————Preferred dividends—————Diluted net income available to common stockholders49.45 M102.72 M42.35 M37.88 M45.97 MBasic earnings per share (Basic EPS)-0.51-0.93-0.38-0.33-0.17Diluted earnings per share (Diluted EPS)-0.51-0.93-0.38-0.33-0.17Average basic shares outstanding96.72 M110.62 M112.67 M115.16 M459.61 MDiluted shares outstanding96.72 M110.62 M112.67 M115.16 M462.83 MEBITDA-61.35 M-59.36 M5.75 M18.21 M37.38 MEBIT-71.36 M-94.01 M-39.51 M-18.13 M-4.83 MCost of revenue111.41 M169.61 M191.47 M215.87 M233.88 MOther cost of goods sold—————Depreciation & amortization (cash flow)10.01 M34.65 M45.26 M36.34 M42.21 M
nCino Inc
nCino, Inc. is a global financial technology company headquartered in Wilmington, North Carolina. The company offers its cloud-based banking software and core banking platform. The nCino Platform is used by banks and credit unions, and enterprise financial institutions.
As of 2025, nCino is used in more than 2,700 financial institutions across the globe, including TD Bank, Truist Financial, and Santander Bank. nCino's strategic partners include Accenture, Deloitte Digital, PwC and West Monroe Partners.
Until February 2025, Pierre Naudé served as CEO. In February 2025, Naudé became Executive Chairman of the Board, and Sean Desmond was appointed to CEO.