Value2022202320242025TTMSelling/general/admin expenses398.42 M253.12 M291.19 M213.15 M201.81 MResearch & development150.93 M74.38 M76.57 M75.21 M71.71 MOperating income-251.5 M94.18 M66.84 M263.83 M296.15 MNon-Operating Income, Total-24.87 M156.77 M-484.23 M-188.56 M-157.35 MInterest expense, net of interest capitalized——3.74 M——Non-Operating Income, excl. Interest Expenses0156.77 M-6 000-108.14 M-80.18 MUnusual income/expense-24.87 M-156.77 M-487.96 M-80.42 M-77.17 MPretax income-276.37 M-181.17 M-421.12 M51.63 M78.98 MEquity in earnings5.76 M488 K-4.59 M-8.41 M-6.74 MTaxes16.4 M15.57 M24.58 M-19.75 M-14.06 MNon-controlling/minority interest9.55 M-68.3 M-44.29 M-10.02 M-5.15 MAfter tax other income/expense——-367 K0—Net income before discontinued operations-302.32 M-128.44 M-401.41 M81.39 M98.19 MDiscontinued operations—————Net income-302.32 M-128.44 M-401.41 M81.39 M98.19 MDilution adjustment616.85 M256.88 M———Preferred dividends00———Diluted net income available to common stockholders314.53 M128.44 M401.41 M77.28 M93.98 MBasic earnings per share (Basic EPS)-8.28-2.14-5.660.991.18Diluted earnings per share (Diluted EPS)-8.28-2.14-5.660.931.11Average basic shares outstanding30.15 M46.05 M58.23 M78.34 M—Diluted shares outstanding30.15 M46.05 M58.23 M83.1 M—EBITDA-245.21 M-5.27 M95.59 M293.9 M322.36 MEBIT-251.5 M-24.4 M66.84 M263.83 M296.15 MCost of revenue451.08 M508.94 M597.65 M749.17 M759.65 MOther cost of goods sold—————Depreciation & amortization (cash flow)6.29 M19.13 M28.75 M30.08 M26.22 M
Pagaya Technologies Ltd. - Class A Ordinary Shares
Pagaya Technologies is an Israeli-American financial technology company based in New York City. The company evaluates loan applications using artificial intelligence with the aim of modernizing credit checks. The company has been listed on the New York Stock Exchange since 2022. According to its own figures, Pagaya had assessed loan applications with a volume of around US$2.6 trillion and brokered a cumulative loan volume of around US$28 billion by 2024. Its customers are mainly banks and other financial service providers.