CUBI

Value 202020212022202320242025 Current Total common shares outstanding 31.93 M32.95 M31.6 M31.48 M31.47 M34.21 M 33.83 M Enterprise value 104.55 M1.77 B568.11 M-1.95 B-2.12 B-1.91 B -2.24 B Price to earnings ratio 4.867.344.317.629.5611.68 9.53 Price to sales ratio 1.813.362.81183.36-49.7121.98 12.69 Price to cash flow ratio 4.346.8945.1714.3710.984.94 5.76 Price to book ratio 0.641.790.741.190.941.16 0.32 Enterprise value to EBITDA ratio 0.653.343.814.7410.9385.64 -34.07 Return on assets % 0.010.020.010.010.010.01 0 Return on equity % 0.120.230.160.150.10.11 0.03 Return on invested capital % —————— — Gross margin % 117.72107.96178.286 989.19-2 001.64647.47 352.84 Operating margin % 91.2793.54123.195 701.16-1 543.68547.86 302 EBITDA margin % 50.4780.9744.7-1 355.67604.02-20.04 42.9 Net margin % 41.6647.9768.222 558.22-566.33201.42 121.49 Quick ratio —————— — Current ratio 0.710.722.7—40.25— 69.28 Inventory turnover —————— — Asset turnover 0.020.030.020-00 0 Debt to assets ratio —————— — Debt to equity ratio —————— — Long term debt to total assets ratio 0.2400.010.060.050.06 0.03 Long term debt to total equity ratio 3.9500.130.850.660.76 0.36 Operating cash flow per share 4.198.05-0.623.884.4314.8 13.13 EBIT per share 5.0815.997.28-3.67-4.1-0.65 2.05 EBITDA per share 5.0615.764.45-4.12-5.92-0.67 0.52 Total debt per share —————— — Cash per share 21.9716.1314.38120.5116.76132.86 136.76 Net current asset value per share 24.4716.6124.16131.08123.02133.64 137.33 Tangible book value per share 27.936.3437.646.5551.8163.16 60.62 Working capital per share -10.2-6.3815.22131.08119.96133.64 135.35 Book value per share 28.3536.4537.7146.6651.9263.27 60.72