Flagstar Bank, N.A. Depositary shares, each representing a 1/40

Financials

Cash from operating activities 334.2 M290 M1.03 B263 M86 M -443 M Cash from investing activities 1.03 B2.76 B6.32 B20.67 B15.45 B 5.38 B Cash from financing activities 1.9 B2.73 B5.17 B11.41 B11.59 B 18.44 B Free cash flow 334.2 M290 M1.03 B263 M86 M -443 M

Flagstar Bank, N.A., is an American regional financial services holding company headquartered in Hicksville, New York. In 2023, the bank operated 395 branches under the names New York Community Bank, Queens County Savings Bank, Rosyln Savings Bank, Richmond County Savings Bank, Roosevelt Savings Bank, Atlantic Bank, Garden State Community Bank, Ohio Savings Bank, AmTrust Bank, Flagstar Bank, and Desert Community Bank. However, they rebranded all of these under the Flagstar name on February 21, 2024. A large majority of the loans originated by the bank are either multi-family or commercial loans, many in New York City, to buildings subject to laws regarding rent regulation in New York. However, it does not offer construction loans.