NMIH

Valor Q4, 24Q1, 25Q2, 25Q3, 25Q4, 25 TTM Total revenue 166.5 M173.25 M173.78 M178.68 M180.74 M 706.44 M Gross profit 149.25 M168.77 M160.33 M160.13 M159.56 M 648.79 M Operating expenses 31.09 M30.18 M29.51 M29.16 M31.07 M 119.91 M Selling/general/admin expenses ————— — Research & development ————— — Operating income 118.16 M138.59 M130.83 M130.97 M128.5 M 528.88 M Non-Operating Income, Total 22.57 M23.59 M24.44 M26.93 M27.8 M 102.77 M Interest expense, net of interest capitalized 7.1 M7.11 M7.12 M7.12 M7.13 M 28.48 M Non-Operating Income, excl. Interest Expenses 15.65 M16.6 M17.43 M19.97 M20.88 M 74.89 M Unusual income/expense -184 K-116 K-110 K-162 K-213 K -601 K Pretax income 110.87 M131.37 M123.6 M123.68 M121.15 M 499.8 M Equity in earnings ————— — Taxes 24.71 M28.81 M27.45 M27.68 M26.93 M 110.88 M Non-controlling/minority interest ————— — After tax other income/expense ————— — Net income before discontinued operations 86.17 M102.56 M96.15 M96 M94.22 M 388.93 M Discontinued operations ————— — Net income 86.17 M102.56 M96.15 M96 M94.22 M 388.93 M Dilution adjustment ————— — Preferred dividends ————— — Diluted net income available to common stockholders 86.17 M102.56 M96.15 M96 M94.22 M 388.93 M Basic earnings per share (Basic EPS) 1.091.311.231.241.23 5.01 Diluted earnings per share (Diluted EPS) 1.071.281.211.221.21 4.92 Average basic shares outstanding 79.84 M78.41 M77.99 M77.41 M77.63 M 311.43 M Diluted shares outstanding 81.27 M79.86 M79.26 M78.83 M79.04 M 316.98 M EBITDA 110.61 M131.19 M123.34 M122.89 M120.71 M 498.13 M EBIT 110.87 M131.37 M123.6 M123.68 M121.15 M 499.8 M Cost of revenue 17.25 M4.48 M13.45 M18.55 M21.17 M 57.65 M Other cost of goods sold ————— — Depreciation & amortization (cash flow) -265 K-178 K-264 K-794 K-438 K -1.67 M