NMIH

Value Q3, 24Q4, 24Q1, 25Q2, 25Q3, 25Q4, 25 TTM Total revenue 166.09 M166.5 M173.25 M173.78 M178.68 M180.74 M 706.44 M Gross profit 155.77 M149.25 M168.77 M160.33 M160.13 M159.56 M 648.79 M Operating expenses 29.16 M31.09 M30.18 M29.51 M29.16 M31.07 M 119.91 M Selling/general/admin expenses —————— — Research & development —————— — Operating income 126.61 M118.16 M138.59 M130.83 M130.97 M128.5 M 528.88 M Non-Operating Income, Total 22.28 M22.55 M23.59 M25.24 M26.93 M27 M 102.77 M Interest expense, net of interest capitalized 7.08 M7.1 M7.11 M7.12 M7.12 M7.13 M 28.48 M Non-Operating Income, excl. Interest Expenses 15.41 M15.63 M16.6 M18.23 M19.97 M20.08 M 74.89 M Unusual income/expense -208 K-184 K-116 K-110 K-162 K-213 K -601 K Pretax income 119.33 M110.87 M131.37 M123.6 M123.68 M121.15 M 499.8 M Equity in earnings —————— — Taxes 26.52 M24.71 M28.81 M27.45 M27.68 M26.93 M 110.88 M Non-controlling/minority interest —————— — After tax other income/expense —————— — Net income before discontinued operations 92.81 M86.17 M102.56 M96.15 M96 M94.22 M 388.93 M Discontinued operations —————— — Net income 92.81 M86.17 M102.56 M96.15 M96 M94.22 M 388.93 M Dilution adjustment —————— — Preferred dividends —————— — Diluted net income available to common stockholders 92.81 M86.17 M102.56 M96.15 M96 M94.22 M 388.93 M Basic earnings per share (Basic EPS) 1.171.091.311.231.241.23 5.01 Diluted earnings per share (Diluted EPS) 1.151.071.281.211.221.21 4.92 Average basic shares outstanding 79.55 M79.84 M78.41 M77.99 M77.41 M77.63 M 311.43 M Diluted shares outstanding 81.05 M81.27 M79.86 M79.26 M78.83 M79.04 M 316.98 M EBITDA 127.75 M117.89 M138.41 M130.56 M130.18 M128.06 M 527.21 M EBIT 126.61 M118.16 M138.59 M130.83 M130.97 M128.5 M 528.88 M Cost of revenue 10.32 M17.25 M4.48 M13.45 M18.55 M21.17 M 57.65 M Other cost of goods sold —————— — Depreciation & amortization (cash flow) 1.13 M-265 K-178 K-264 K-794 K-438 K -1.67 M