NMIH

Value Q4, 24Q1, 25Q2, 25Q3, 25Q4, 25Q1, 26 TTM Total revenue 166.5 M173.25 M173.78 M178.68 M180.74 M183.47 M 716.67 M Gross profit 149.25 M168.77 M160.33 M160.13 M159.56 M162.81 M 642.84 M Operating expenses 55.63 M41.88 M36.73 M36.44 M38.41 M30.62 M 142.21 M Selling/general/admin expenses —————— — Research & development —————— — Operating income 110.87 M131.37 M110.16 M105.13 M99.98 M132.19 M 447.45 M Non-Operating Income, Total 22.57 M23.59 M24.44 M26.93 M27.8 M28.32 M 107.49 M Interest expense, net of interest capitalized 7.1 M7.11 M7.12 M7.12 M7.13 M7.11 M 28.48 M Non-Operating Income, excl. Interest Expenses 15.65 M16.6 M17.43 M19.97 M20.88 M21.35 M 79.64 M Unusual income/expense -184 K-116 K-110 K-162 K-213 K-139 K -624 K Pretax income 110.87 M131.37 M123.6 M123.68 M121.15 M124.94 M 493.38 M Equity in earnings —————— — Taxes 24.71 M28.81 M27.45 M27.68 M26.93 M25.61 M 107.68 M Non-controlling/minority interest —————— — After tax other income/expense —————— — Net income before discontinued operations 86.17 M102.56 M96.15 M96 M94.22 M99.33 M 385.7 M Discontinued operations —————— — Net income 86.17 M102.56 M96.15 M96 M94.22 M99.33 M 385.7 M Dilution adjustment —————— — Preferred dividends —————— — Diluted net income available to common stockholders 86.17 M102.56 M96.15 M96 M94.22 M99.33 M 385.7 M Basic earnings per share (Basic EPS) 1.091.311.231.241.231.3 5 Diluted earnings per share (Diluted EPS) 1.071.281.211.221.211.28 4.92 Average basic shares outstanding 79.84 M78.41 M77.99 M77.41 M77.63 M76.17 M — Diluted shares outstanding 81.27 M79.86 M79.26 M78.83 M79.04 M77.44 M — EBITDA 110.61 M131.19 M123.34 M122.89 M120.71 M124.86 M 491.8 M EBIT 110.87 M131.37 M123.6 M123.68 M121.15 M124.94 M 493.38 M Cost of revenue 17.25 M4.48 M13.45 M18.55 M21.17 M20.66 M 73.83 M Other cost of goods sold —————— — Depreciation & amortization (cash flow) -265 K-178 K-264 K-794 K-438 K-84 K -1.58 M