Değer20212022202320242025TTMSatış/genel/idari giderler456.13 M531.07 M339.53 M397.74 M555.25 M616.24 MAraştırma ve geliştirme134 M237.25 M280.14 M253.65 M257.6 M279.88 MFaaliyet karı140.88 M-113.86 M-256.52 M-172.86 M42.63 M39.61 MFaaliyet Dışı Gelir, Toplam-5.17 M9.47 M21.21 M18.79 M24.32 M23.2 MFaiz gideri (aktifleştirilmiş faizler düşüldükten sonra)3.27 M10.84 M34.89 M40.43 M31.66 M35.01 MFaaliyet Dışı Gelir (Faiz Giderleri Hariç)-3.27 M-10.84 M-34.89 M-40.43 M-31.66 M-35.01 MOlağandışı gelirler/giderler-5.17 M9.47 M21.21 M18.79 M24.32 M23.2 MVergi öncesi kar391.26 M311.38 M174.03 M238.79 M488.61 M522.46 MKazançlardaki özsermayeler——————Vergiler-1.71 M-409 K107 K185 K728 K783 KKontrol gücü olmayan/azınlık payı00————Vergi sonrası diğer gelirler/giderler-1.98 M-3.05 M3.87 M———Durdurulan faaliyetler öncesi net kar135.44 M-108.67 M-240.13 M-128.58 M53.6 M49.4 MDurdurulan faaliyetler——————Net kar135.44 M-108.67 M-240.13 M-128.58 M53.6 M49.4 MSeyreltme ayarlaması00————İmtiyazlı temettüler00————Adi hisse senedi sahiplerine düşen seyreltilmiş net kar135.44 M-108.67 M-240.13 M-128.58 M48.72 M43.44 MTemel hisse başına kazanç (Temel EPS)1.73-1.31-2.87-1.440.560.52Seyreltilmiş hisse başına kazanç (Seyreltilmiş EPS)1.43-1.31-2.87-1.440.450.41Dolaşımdaki ortalama adi hisse senedi sayısı78.11 M82.77 M83.77 M89.45 M96.03 M—Dolaşımdaki seyreltilmiş hisse senedi sayısı94.77 M82.77 M83.77 M89.45 M107.49 M—FAVÖK148.42 M-100.35 M-231.62 M-152.31 M67.47 M63.9 MFVÖK140.88 M-113.86 M-256.52 M-172.86 M42.63 M39.61 MGelir maliyeti——————Satılan malların diğer maliyeti——————Amortisman ve itfa (nakit akışı)7.54 M13.51 M24.9 M20.55 M24.84 M24.29 M
Upstart Holdings, Inc. - Common stock
Upstart is an AI lending platform that partners with banks and credit unions to provide consumer loans using non-traditional variables, such as education and employment, to predict creditworthiness.
The founding team includes Dave Girouard, former President of Enterprise Google; Paul Gu, a Thiel Fellow; and Anna Counselman, former Manager of Global Enterprise Customer Programs and Gmail Consumer Operations at Google.
Upstart first launched in April 2012 with an Income Share Agreement product, which enabled individuals to raise money by contracting to share a percent of their future income. In May 2014, Upstart pivoted away from this product and toward the personal loan marketplace. With this pivot, Upstart began offering a traditional 3-year loan, and has since expanded to offer a 5-year loan product as well.
Upstart developed an income and default prediction model to determine creditworthiness of a potential borrower.