Valeur20212022202320242025TTMFrais de vente, généraux et administratifs456.13 M531.07 M339.53 M397.74 M555.25 M616.24 MRecherche et développement134 M237.25 M280.14 M253.65 M257.6 M279.88 MRésultat d'exploitation140.88 M-113.86 M-256.52 M-172.86 M42.63 M39.61 MTotal des produits hors exploitation-5.17 M9.47 M21.21 M18.79 M24.32 M23.2 MCharges d'intérêts, nettes des intérêts capitalisés3.27 M10.84 M34.89 M40.43 M31.66 M35.01 MRésultat hors exploitation, hors charges d'intérêts-3.27 M-10.84 M-34.89 M-40.43 M-31.66 M-35.01 MRevenus/dépenses exceptionnels-5.17 M9.47 M21.21 M18.79 M24.32 M23.2 MRésultat avant impôts391.26 M311.38 M174.03 M238.79 M488.61 M522.46 MPart des actionnaires dans le résultat——————Impôts-1.71 M-409 K107 K185 K728 K783 KIntérêts ne donnant pas le contrôle / intérêts minoritaires00————Autres produits/charges après impôts-1.98 M-3.05 M3.87 M———Résultat net avant activités abandonnées135.44 M-108.67 M-240.13 M-128.58 M53.6 M49.4 MActivités abandonnées——————Résultat net135.44 M-108.67 M-240.13 M-128.58 M53.6 M49.4 MAjustement de dilution00————Dividendes privilégiés00————Résultat net dilué revenant aux actionnaires ordinaires135.44 M-108.67 M-240.13 M-128.58 M48.72 M43.44 MBénéfice par action de base (BPA de base)1.73-1.31-2.87-1.440.560.52Bénéfice par action dilué (BPA dilué)1.43-1.31-2.87-1.440.450.41Nombre moyen d'actions de base en circulation78.11 M82.77 M83.77 M89.45 M96.03 M—Nombre d'actions en circulation après dilution94.77 M82.77 M83.77 M89.45 M107.49 M—EBITDA148.42 M-100.35 M-231.62 M-152.31 M67.47 M63.9 MEBIT140.88 M-113.86 M-256.52 M-172.86 M42.63 M39.61 MCoût des ventes——————Autres coûts des ventes——————Amortissements (flux de trésorerie)7.54 M13.51 M24.9 M20.55 M24.84 M24.29 M
Upstart Holdings, Inc. - Common stock
Upstart is an AI lending platform that partners with banks and credit unions to provide consumer loans using non-traditional variables, such as education and employment, to predict creditworthiness.
The founding team includes Dave Girouard, former President of Enterprise Google; Paul Gu, a Thiel Fellow; and Anna Counselman, former Manager of Global Enterprise Customer Programs and Gmail Consumer Operations at Google.
Upstart first launched in April 2012 with an Income Share Agreement product, which enabled individuals to raise money by contracting to share a percent of their future income. In May 2014, Upstart pivoted away from this product and toward the personal loan marketplace. With this pivot, Upstart began offering a traditional 3-year loan, and has since expanded to offer a 5-year loan product as well.
Upstart developed an income and default prediction model to determine creditworthiness of a potential borrower.