Valore20212022202320242025TTMSpese di vendita, generali e amministrative456.13 M531.07 M339.53 M397.74 M555.25 M555.25 MRicerca e sviluppo134 M237.25 M280.14 M253.65 M257.6 M257.6 MReddito operativo140.88 M-113.86 M-256.52 M-172.86 M42.63 M42.63 MProventi non operativi, Totale-5.17 M9.47 M21.21 M18.79 M24.32 M24.32 MOneri finanziari, al netto degli interessi capitalizzati3.27 M10.84 M34.89 M40.43 M31.66 M31.66 MProventi non operativi, esclusi gli oneri finanziari-3.27 M-10.84 M-34.89 M-40.43 M-31.66 M-31.66 MEntrate/uscite straordinarie-5.17 M9.47 M21.21 M18.79 M24.32 M24.32 MUtile al lordo delle imposte391.26 M311.38 M174.03 M238.79 M488.61 M488.61 MQuota di utile——————Imposte-1.71 M-409 K107 K185 K728 K728 KInteressi di minoranza00————Altri proventi/oneri al netto delle imposte-1.98 M-3.05 M3.87 M———Utile netto al lordo delle attività cessate135.44 M-108.67 M-240.13 M-128.58 M53.6 M53.6 MAttività cessate——————Utile netto135.44 M-108.67 M-240.13 M-128.58 M53.6 M53.6 MRegolazione della diluizione00————Dividendi privilegiati00————Utile netto diluito attribuibile agli azionisti ordinari135.44 M-108.67 M-240.13 M-128.58 M48.72 M47.64 MUtile base per azione (EPS base)1.73-1.31-2.87-1.440.560.56Utile diluito per azione (EPS diluito)1.43-1.31-2.87-1.440.450.45Numero medio di azioni ordinarie in circolazione78.11 M82.77 M83.77 M89.45 M96.03 M382.51 MAzioni diluite in circolazione94.77 M82.77 M83.77 M89.45 M107.49 M414.34 MEBITDA148.42 M-100.35 M-231.62 M-152.31 M67.47 M67.47 MEBIT140.88 M-113.86 M-256.52 M-172.86 M42.63 M42.63 MCosto del fatturato——————Altri costi del venduto——————Ammortamento e svalutazione (liquidità)7.54 M13.51 M24.9 M20.55 M24.84 M24.84 M
Upstart Holdings Inc
Upstart is an AI lending platform that partners with banks and credit unions to provide consumer loans using non-traditional variables, such as education and employment, to predict creditworthiness.
The founding team includes Dave Girouard, former President of Enterprise Google; Paul Gu, a Thiel Fellow; and Anna Counselman, former Manager of Global Enterprise Customer Programs and Gmail Consumer Operations at Google.
Upstart first launched in April 2012 with an Income Share Agreement product, which enabled individuals to raise money by contracting to share a percent of their future income. In May 2014, Upstart pivoted away from this product and toward the personal loan marketplace. With this pivot, Upstart began offering a traditional 3-year loan, and has since expanded to offer a 5-year loan product as well.
Upstart developed an income and default prediction model to determine creditworthiness of a potential borrower.