ValueQ2, 25Q3, 25TTMSelling/general/admin expenses464.67 M230.18 M—Research & development621.75 M123.94 M—Operating income-930.64 M-64.71 M—Non-Operating Income, Total6.21 M10.27 M—Interest expense, net of interest capitalized———Non-Operating Income, excl. Interest Expenses00—Unusual income/expense6.21 M10.27 M—Pretax income-924.42 M-54.44 M—Equity in earnings———Taxes-1.05 M280 K—Non-controlling/minority interest———After tax other income/expense———Net income before discontinued operations897.5 M28.84 M—Discontinued operations———Net income897.5 M28.84 M—Dilution adjustment———Preferred dividends———Diluted net income available to common stockholders-923.38 M-54.72 M—Basic earnings per share (Basic EPS)-7.29-0.15—Diluted earnings per share (Diluted EPS)-7.29-0.15—Average basic shares outstanding96.41 M189.23 M—Diluted shares outstanding96.41 M189.23 M—EBITDA-923.24 M-57.21 M—EBIT-930.64 M-64.71 M—Cost of revenue67.12 M69.4 M—Other cost of goods sold———Depreciation & amortization (cash flow)7.4 M7.5 M—
Chime Financial Inc - Class A
Chime Financial, Inc. is an American financial technology company based in San Francisco, California. It provides fee-free mobile banking services through two national banks, Stride Bank and The Bancorp Bank.
Chime offers early access to paychecks, negative account balances without overdraft fees, high-yield savings accounts, peer-to-peer payment services, and an interest-free secured credit card. It does not charge monthly service fees or overdraft fees, or require minimum balances. Most of its revenue comes from interchange fees on debit card transactions. On June 12, 2025, Chime became public via an initial public offering.
Chime is not a bank. It is able to offer its services via its relationships with banks; customer funds are routed to a chartered bank. FDIC insurance is available to users via the partnered banks, not directly through Chime, so customers may not be protected against some failures. In 2021 and 2022, Chime was criticized for closing customer accounts without notice and not returning funds in a timely manner. In 2024, it was fined for poor handling of customer complaints and agreed to upgrade its customer service.