Compared to Estimates, Hilltop Holdings (HTH) Q2 Earnings: A Look at Key Metrics

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Compared to Estimates, Hilltop Holdings (HTH) Q2 Earnings: A Look at Key Metrics

For the quarter ended June 2026, Hilltop Holdings (HTH) reported revenue of $315.81 million, up 4.1% over the same period last year. EPS came in at $0.63, compared to $0.57 in the year-ago quarter.

The reported revenue compares to the Zacks Consensus Estimate of $300.75 million, representing a surprise of +5.01%. The company delivered an EPS surprise of +50%, with the consensus EPS estimate being $0.42.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how Hilltop Holdings performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Average Outstanding Balance - Interest-earning assets, gross: $14.47 billion versus $14.61 billion estimated by three analysts on average. Non-accrual loans: $54.8 million compared to the $59.65 million average estimate based on three analysts. Net Interest Margin: 3.2% versus 3.1% estimated by three analysts on average. Non-performing assets: $62.27 million compared to the $74.78 million average estimate based on three analysts. Efficiency Ratio: 55% compared to the 85.9% average estimate based on two analysts. Net Interest Income (FTE): $116.7 million versus $112.85 million estimated by three analysts on average. Net Interest Income: $115.85 million compared to the $112.06 million average estimate based on three analysts. Total Noninterest Income: $199.96 million versus the three-analyst average estimate of $188.64 million. Investment banking, advisory and administrative fees: $44.2 million compared to the $41.21 million average estimate based on two analysts. Mortgage loan origination fees: $30.29 million versus $22.93 million estimated by two analysts on average. Net gains from sale of loans and other mortgage production income: $48.58 million compared to the $48.86 million average estimate based on two analysts. Principal transactions, commissions and fees: $64.2 million versus the two-analyst average estimate of $59.15 million.

View all Key Company Metrics for Hilltop Holdings here>>>

Shares of Hilltop Holdings have returned -2.7% over the past month versus the Zacks S&P 500 composite's +0.4% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.

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