CUBI

Value Q1, 25Q2, 25Q3, 25Q4, 25Q1, 26 Current Total common shares outstanding 31.59 M31.62 M34.17 M34.21 M33.83 M 33.83 M Enterprise value -1.71 B-1.56 B-1.87 B-1.91 B-2.45 B -2.24 B Price to earnings ratio 12.6114.513.2311.688.74 9.53 Price to sales ratio 363.38-50.6767.9621.9811.64 12.69 Price to cash flow ratio 7.434.924.214.945.29 5.76 Price to book ratio 0.240.280.291.160.29 0.32 Enterprise value to EBITDA ratio 8.167.5314.2785.64-121.75 -34.07 Return on assets % 00000 0 Return on equity % 0.010.030.040.040.03 0.03 Return on invested capital % ————— — Gross margin % -349.53542446.94336.18352.84 352.84 Operating margin % -265.15465.1386.16294.51302 302 EBITDA margin % 196.74-135.3927.8745.5242.9 42.9 Net margin % -39.36178.03164.69116.69121.49 121.49 Quick ratio ————— — Current ratio 34.9935.6784.95—69.28 69.28 Inventory turnover ————— — Asset turnover -00000 0 Debt to assets ratio ————— — Debt to equity ratio ————— — Long term debt to total assets ratio 0.040.040.040.060.03 0.03 Long term debt to total equity ratio 0.460.50.50.760.36 0.36 Operating cash flow per share 2.95.013.493.640.99 13.13 EBIT per share -0.4600.430.890.72 2.05 EBITDA per share -1.99-1.430.380.870.7 0.52 Total debt per share ————— — Cash per share 106.55109.17126.02132.86136.76 136.76 Net current asset value per share 107.7110.19126.94133.64137.33 137.33 Tangible book value per share 53.0354.9160.9863.1660.62 60.62 Working capital per share 104.63107.1125.45133.64135.35 135.35 Book value per share 53.1555.0261.0863.2760.72 60.72