SYF

Value Q1, 25Q2, 25Q3, 25Q4, 25Q1, 26 Current Total common shares outstanding 380.65 M372.06 M360.17 M347.6 M336.95 M 336.95 M Enterprise value -255.35 M6.6 B10.57 B15.25 B3.58 B 5.7 B Price to earnings ratio 7.258.097.758.997.04 7.69 Price to sales ratio 2.753.12.993.242.51 2.71 Price to cash flow ratio 2.162.662.833.172.57 2.78 Price to book ratio 0.350.430.442.010.4 0.44 Enterprise value to EBITDA ratio -3.994.794.175.220.98 1.56 Return on assets % 0.010.010.010.010.01 0.01 Return on equity % 0.050.060.060.040.05 0.05 Return on invested capital % ————— — Gross margin % 80.1196.6694.9881.0385.11 85.11 Operating margin % 62.3880.8180.4164.7768.8 68.8 EBITDA margin % 11.4939.2544.8327.7932.54 32.54 Net margin % 37.1839.8340.0430.3832.66 32.66 Quick ratio ————— — Current ratio ————— — Inventory turnover ————— — Asset turnover 0.020.020.020.020.02 0.02 Debt to assets ratio ————— — Debt to equity ratio ————— — Long term debt to total assets ratio 0.140.130.120.130.14 0.14 Long term debt to total equity ratio 1.030.940.850.911 1 Operating cash flow per share 5.656.757.136.566.31 26.75 EBIT per share 0.282.192.911.471.9 8.48 EBITDA per share 0.62.513.261.842.32 9.93 Total debt per share ————— — Cash per share 55.5451.3243.9240.0559.42 59.42 Net current asset value per share 55.5451.3243.9240.0559.42 59.42 Tangible book value per share 39.4441.4942.8341.5744.09 44.09 Working capital per share ————— — Book value per share 39.4441.4942.8341.5744.09 44.09