ValeurQ4, 24Q1, 25Q2, 25Q3, 25Q4, 25Q1, 26TTMFrais de vente, généraux et administratifs115.89 M119.53 M137.68 M139.62 M158.42 M180.53 M616.24 MRecherche et développement67.22 M57.84 M68.83 M64.03 M66.91 M80.11 M279.88 MRésultat d'exploitation-4.75 M-4.5 M4.54 M23.67 M18.92 M-7.52 M39.61 MTotal des produits hors exploitation9.8 M2.08 M1.11 M1.02 M20.11 M956 K23.2 MCharges d'intérêts, nettes des intérêts capitalisés7.43 M7.02 M7.77 M8.79 M8.08 M10.37 M35.01 MRésultat hors exploitation, hors charges d'intérêts-7.43 M-7.02 M-7.77 M-8.79 M-8.08 M-10.37 M-35.01 MRevenus/dépenses exceptionnels9.8 M2.08 M1.11 M1.02 M20.11 M956 K23.2 MRésultat avant impôts103.07 M93.84 M119.61 M137.48 M137.67 M127.69 M522.46 MPart des actionnaires dans le résultat———————Impôts111 K29 K49 K124 K526 K84 K783 KIntérêts ne donnant pas le contrôle / intérêts minoritaires———————Autres produits/charges après impôts———————Résultat net avant activités abandonnées-2.75 M-2.45 M5.61 M31.8 M18.64 M-6.65 M49.4 MActivités abandonnées———————Résultat net-2.75 M-2.45 M5.61 M31.8 M18.64 M-6.65 M49.4 MAjustement de dilution———————Dividendes privilégiés———————Résultat net dilué revenant aux actionnaires ordinaires-2.75 M-2.45 M5.61 M25.14 M19.34 M-6.65 M43.44 MBénéfice par action de base (BPA de base)-0.01-0.030.060.330.2-0.070.52Bénéfice par action dilué (BPA dilué)-0.01-0.030.050.230.2-0.070.41Nombre moyen d'actions de base en circulation89.45 M94.27 M95.53 M96.68 M96.03 M96.9 M—Nombre d'actions en circulation après dilution89.45 M94.27 M102.85 M109.72 M107.49 M96.9 M—EBITDA-51 K1.9 M10.38 M29.8 M25.38 M-1.66 M63.9 MEBIT-4.75 M-4.5 M4.54 M23.67 M18.92 M-7.52 M39.61 MCoût des ventes———————Autres coûts des ventes———————Amortissements (flux de trésorerie)4.7 M6.4 M5.84 M6.13 M6.46 M5.86 M24.29 M
Upstart Holdings, Inc. - Common stock
Upstart is an AI lending platform that partners with banks and credit unions to provide consumer loans using non-traditional variables, such as education and employment, to predict creditworthiness.
The founding team includes Dave Girouard, former President of Enterprise Google; Paul Gu, a Thiel Fellow; and Anna Counselman, former Manager of Global Enterprise Customer Programs and Gmail Consumer Operations at Google.
Upstart first launched in April 2012 with an Income Share Agreement product, which enabled individuals to raise money by contracting to share a percent of their future income. In May 2014, Upstart pivoted away from this product and toward the personal loan marketplace. With this pivot, Upstart began offering a traditional 3-year loan, and has since expanded to offer a 5-year loan product as well.
Upstart developed an income and default prediction model to determine creditworthiness of a potential borrower.