ValoreQ4, 24Q1, 25Q2, 25Q3, 25Q4, 25Q1, 26TTMSpese di vendita, generali e amministrative115.89 M119.53 M137.68 M139.62 M158.42 M180.53 M616.24 MRicerca e sviluppo67.22 M57.84 M68.83 M64.03 M66.91 M80.11 M279.88 MReddito operativo-4.75 M-4.5 M4.54 M23.67 M18.92 M-7.52 M39.61 MProventi non operativi, Totale9.8 M2.08 M1.11 M1.02 M20.11 M956 K23.2 MOneri finanziari, al netto degli interessi capitalizzati7.43 M7.02 M7.77 M8.79 M8.08 M10.37 M35.01 MProventi non operativi, esclusi gli oneri finanziari-7.43 M-7.02 M-7.77 M-8.79 M-8.08 M-10.37 M-35.01 MEntrate/uscite straordinarie9.8 M2.08 M1.11 M1.02 M20.11 M956 K23.2 MUtile al lordo delle imposte103.07 M93.84 M119.61 M137.48 M137.67 M127.69 M522.46 MQuota di utile———————Imposte111 K29 K49 K124 K526 K84 K783 KInteressi di minoranza———————Altri proventi/oneri al netto delle imposte———————Utile netto al lordo delle attività cessate-2.75 M-2.45 M5.61 M31.8 M18.64 M-6.65 M49.4 MAttività cessate———————Utile netto-2.75 M-2.45 M5.61 M31.8 M18.64 M-6.65 M49.4 MRegolazione della diluizione———————Dividendi privilegiati———————Utile netto diluito attribuibile agli azionisti ordinari-2.75 M-2.45 M5.61 M25.14 M19.34 M-6.65 M43.44 MUtile base per azione (EPS base)-0.01-0.030.060.330.2-0.070.52Utile diluito per azione (EPS diluito)-0.01-0.030.050.230.2-0.070.41Numero medio di azioni ordinarie in circolazione89.45 M94.27 M95.53 M96.68 M96.03 M96.9 M—Azioni diluite in circolazione89.45 M94.27 M102.85 M109.72 M107.49 M96.9 M—EBITDA-51 K1.9 M10.38 M29.8 M25.38 M-1.66 M63.9 MEBIT-4.75 M-4.5 M4.54 M23.67 M18.92 M-7.52 M39.61 MCosto del fatturato———————Altri costi del venduto———————Ammortamento e svalutazione (liquidità)4.7 M6.4 M5.84 M6.13 M6.46 M5.86 M24.29 M
Upstart Holdings, Inc. - Common stock
Upstart is an AI lending platform that partners with banks and credit unions to provide consumer loans using non-traditional variables, such as education and employment, to predict creditworthiness.
The founding team includes Dave Girouard, former President of Enterprise Google; Paul Gu, a Thiel Fellow; and Anna Counselman, former Manager of Global Enterprise Customer Programs and Gmail Consumer Operations at Google.
Upstart first launched in April 2012 with an Income Share Agreement product, which enabled individuals to raise money by contracting to share a percent of their future income. In May 2014, Upstart pivoted away from this product and toward the personal loan marketplace. With this pivot, Upstart began offering a traditional 3-year loan, and has since expanded to offer a 5-year loan product as well.
Upstart developed an income and default prediction model to determine creditworthiness of a potential borrower.