Business Context and Reporting Period
This Form 6-K filing by Mitsubishi UFJ Financial Group, Inc. (MUFG) discloses the risk-adjusted capital ratios based on Basel 3 standards for the first quarter ended June 30, 2026. The report was filed on August 14, 2026. MUFG is a global financial group headquartered in Tokyo with operations in over 40 countries, offering commercial banking, trust banking, securities, and asset management services.
Key Financial Metrics
The filing focuses exclusively on regulatory capital adequacy and risk-weighted assets. It does not provide revenue, profit, cash flow, or margin data.
| Metric (Consolidated MUFG) | As of June 30, 2026 | As of March 31, 2026 | Change |
|---|---|---|---|
| Total Capital Ratio | 17.44% | 16.85% | +0.59% |
| Tier 1 Capital Ratio | 15.60% | 14.95% | +0.65% |
| Common Equity Tier 1 (CET1) Ratio | 12.95% | 12.47% | +0.48% |
| Total Capital (Billions JPY) | 21,812.5 | 20,273.6 | +1,538.9 |
| Risk-Weighted Assets (Billions JPY) | 125,020.7 | 120,281.7 | +4,738.9 |
Subsidiary Highlights (Consolidated):
- MUFG Bank, Ltd.: Total Capital Ratio of 18.13% (up 0.10%); CET1 Ratio of 13.79% (down 0.07%).
- Mitsubishi UFJ Trust and Banking Corporation: Total Capital Ratio of 19.55% (up 0.15%); CET1 Ratio of 13.04% (up 0.20%).
Material Changes
Compared to the prior quarter (March 31, 2026), the Group demonstrated an increase in all major capital ratios at the consolidated level. Total capital increased by approximately 1.54 trillion yen, while risk-weighted assets grew by approximately 4.74 trillion yen. The increase in capital outpaced the growth in risk-weighted assets, resulting in improved capital adequacy ratios across the Group.
Guidance, Outlook, and Risks
The filing contains no forward-looking guidance, earnings outlook, or specific management commentary regarding future performance. It strictly reports historical regulatory capital positions. No specific risks, contingencies, or unusual items are detailed in this document beyond the standard regulatory disclosures.
Investor Verification Checklist
- Verify the impact of the 4.7 trillion yen increase in risk-weighted assets on future profitability and loan growth strategies.
- Review the full quarterly earnings release for revenue, net income, and return on equity (ROE) figures, as they are absent from this filing.
- Confirm the specific drivers behind the slight decline in MUFG Bank's CET1 ratio (-0.07%) despite the Group-wide increase.
- Assess the adequacy of the 12.95% CET1 ratio against internal targets and regulatory minimums for the upcoming fiscal year.